Decision receipts

What does a completed authority request look like?

By Passage Authority · Published September 4, 2026 · 4 minute read

Short answer: When the review is complete, the institution records a decision—accepted, accepted with limits, or declined. Passage then creates a readable receipt showing the people, purpose, account boundary, approved actions, limits, reason, dates, and current status. It is a record of the institution's decision, not a transfer of money.

The transaction is the authority decision

In Passage, a transaction means one activated authority request moving through the workflow. It is not a bank payment, withdrawal, or transfer. The completed result tells the institution and both people what the institution decided about the requested authority.

What the receipt shows

The receipt is designed to answer the questions a person or downstream system will ask later:

Who is the account holder and who is the representative?
Which institution, account relationship, and purpose are covered?
Which actions were accepted, and which limits apply?
Why did the institution make this decision, and when?
Is the decision current, expired, withdrawn, or revoked?

Later changes do not erase the original decision

If the authority later expires or is revoked, Passage updates the current status while preserving the earlier decision. That helps a service representative understand what can happen now and gives an auditor the history needed to explain what happened before.

Common questions

Does completing a Passage request move money?

No. It records what authority the institution will recognize. Any later account action still happens through the institution's normal systems and controls.

Do both people receive the same access?

No. Each person receives a separate secure path. The account holder acts first, representative access remains held until that step is complete, and receipts are scoped to the appropriate participant.

Can the institution accept only part of a request?

Yes. The institution can record a limited acceptance and state the limits beside the accepted actions.

Sources and further reading

This article explains Passage Authority and general financial power of attorney operations. It is not legal advice, and requirements vary by institution and jurisdiction.